Motorcycle/ATV/UTV Insurance

• Collision Coverage – This is the basic insurance type that covers your vehicle if you collide into something. This covers collisions with other vehicles as well as if you were to run into a wall, barrier, or bridge.
• Comprehensive Coverage – This covers anything that may happen to your vehicle that is not directly related to a collision. This would include things such as theft, fire, hitting a deer, or vandalism.
• Liability Coverage – This type of coverage covers the damages when you are at fault in an accident and you damage someone else’s car or property. Liability coverage is often mandated by law, so it is important that you as the driver make certain you have an adequate amount.
• Medical Payments – This is also called PIP in some states. Medical payments pay for any injuries to the driver or passengers that occur if an accident occurred while you were driving. Medical payment insurance varies from state to state, so make certain you are covered as expected.
• Motorcycle – This covers repairs or replacements if your motorcycle is accidentally damaged, stolen, or burnt. It typically includes collision coverage pays for the damage of your motorcycle if you hit another vehicle. This type of insurance is required by most states.
• ATV/UTV – This insurance covers the injuries, accidents, damages you are liable for, and repairs to your vehicle. Basic ATV/UTV insurance is required by law if you want to ride in a state park.
• Golf Carts – This insurance has many similar coverage types to a typical car or motorcycle insurance policy. This covers repairing damages to your golf cart in certain situations, accidents that injures another person, and damages to their property.

Let us collect some car insurance options for you and help you make the right choice!